Gráfico dinâmico com pontos vermelhos, brancos e pretos simbolizando movimento e inovação na gestão de cobranças na EOS

EOS in Portugal.
Changing finances for the better.

With over 50 years of experience in the background, EOS offers smart receivables management services worldwide.

We provide solutions. For over 50 years.

With over 50 years of experience and offices in more than 20 countries, EOS offers intelligent credit management services worldwide.

EOS employs more than 6,000 people and is part of the Otto Group.

We entered the Portuguese market in 2015, assisting banks and other financial institutions in reducing the indebtedness of their accounts.

EOS Portugal's services include: credit management and recovery, financial consulting, and technological solutions.

EOS offers advantageous solutions for all parties involved, recognizing that today's borrowers can be tomorrow's customers.

Does it make sense to you? Trust EOS and let us help you manage your credit, making your life easier.

Get in touch

Annual Report on the Plan for the Prevention of Risks of Corruption and Related Offences (105 kb) Orientation of the OTTO Anti-Corruption Group (171 kb)

Receivables management services.

NPL- and Real estate purchasing

EOS is here to support you in your divestment-/deleveraging-strategy, no matter what asset class you intend to sell. Our focus and expertise is clearly in purchasing portfolios in the NPL- and Real estate space but with a strong EOS group in the background, we are also able to provide solutions for other asset classes.

Learn more about our services

International collections

Do you have international receivables? Not a problem. Together with our partners in the EOS Global Collection Network we offer debt collection services in more than 180 countries.

Learn more about our interntional services

Annual and Sustainability Report 2025/26

In the 2025/26 financial year, the EOS Group once again delivered excellent results, confirming its strong position across Europe. Significant investments and a focus on sustainable business practices played a key role in this success. With resilience and innovative strength, EOS actively meets market challenges and helps shape the financial world responsibly and with a clear vision for the future.

Read the full report here

Uma pessoa sorridente está sentada numa moderna zona lounge de escritório, a falar ao telefone e a trabalhar num portátil. Ao fundo, duas outras pessoas estão a trabalhar.

We build on fairness.

Discover how EOS enables sustainable debt relief for consumers through ethical debt collection and respectful communication. Our principles of empathy and simple language are at the heart of our actions. Learn more about our initiatives and digital solutions that support people in financial distress.

Learn more about our ethical debt collection approaches.